Reasons to get an appraisal from Younkin Appraisal Services (321) 720-0036

To many, an appraisal is simply one more thing in the long list of items for a home sale or refinance. Practically all lenders still call in a local expert because the stakes are incredibly high, even though there are a budding number of automated home valuation systems that might seem less expensive than an appraisal. You might think that securing a mortgage is the only reason to get an appraisal, but there are more situations when the services of a licensed, independent real estate professional might be beneficial.

For real estate appraisals in Palm Bay and Brevard County, it's easiest when your order online from Younkin Appraisal Services (321) 720-0036, just click here.

Dispute your tax assessment in Brevard County

It's likely you're paying too much in property taxes if you reside in an area where property values have declined. Property taxes are determined by a previous assessment of your home, so if prices are less than what they used to be in your neighborhood, you can appeal your assessment and save money. An appraisal from Younkin Appraisal Services (321) 720-0036 is your best evidence when building your case. At Younkin Appraisal Services (321) 720-0036,we can assist you in disputing your tax assessment.

Younkin Appraisal Services (321) 720-0036 can help you get rid of PMI to lower your mortgage payment

Private Mortgage Insurance, or PMI, is a supplemental insurance policy that many lenders ask home owners to purchase when the amount being loaned to the homebuyer is more than 80% of the actual value of the real estate. Since the extra payment is usually lumped into the monthly mortgage payment, it is often forgotten. This is unfavorable because PMI is no longer required when the remainder of the loan - whether through market appreciation or principal pay down - falls below the 80% level. In fact, the United States Congress implemented a law in 1998 (the Homeowners Protection Act of 1998) that requires lenders to remove the PMI installments when the loan-to-value ratio conditions have been met.

If you'd like to do away with PMI, Younkin Appraisal Services (321) 720-0036 can provide you with a statement regarding the value of your home. The cost of the appraisal can often be recovered in little time because you'll no longer be paying the PMI.

Divorce settlement with less stress

A divorce can be a particularly daunting event for both parties, and it is often more complicated by the troublesome decision of who keeps the home. Regardless of the circumstances, it's prudent to get an appraisal from Younkin Appraisal Services (321) 720-0036 so both parties are entirely aware of the true market value of their home.

If the parties need to sell the home, they'll have a clearer picture of what price to set. And if a "buyout" is the chosen option, both parties will feel like they've received a fair assessment.

Trustworthy estate liquidation

The loss of a loved one is a difficult time in life, and settling an estate from a death, or probate, often calls for an appraisal to establish Market Value for the residential property involved. We ensure the maximum degree of discretion, as we're bound with confidentiality by the ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP).

Unlike wealthier individuals, most Americans don't have dedicated estate planners or executors to manage these issues. And since a home or other property often makes up an uneven share of the total estate value, knowing the precise value of the real estate at hand is of significant importance to ensuring disputing parties leave knowing they've received a fair deal.

Let Younkin Appraisal Services (321) 720-0036 assist you in relocating to or from Brevard County

We are aware of the stress associated with an employee relocation. That being said, we take great care in establishing a convenient appointment time for the appraisal inspection. During our thorough process, we suggest employees that are moving to provide input on the positive features of their property, as well as information regarding any recent sales or listings in their area that they want considered.

Sell your home quickly at the right price with an appraisal from Younkin Appraisal Services (321) 720-0036

A professional appraisal can help you make a better educated decision when determining your asking price, whether you decide to sell your home on your own or with the help of a real estate agent. Unlike a real estate agent, an appraiser has no vested interest in what amount the house sells for. Our fees are derived from our efforts to complete the appraisal report and and aren't related to the sales price.

We analyze the difference in value items like an additional bathroom or a kitchen remodel can make on a daily basis. And we're experts in knowing how long properties stay on the market. So, seeking a professional appraisal is a reliable way to determine what improvements will add value and what a suitable sales price is for your home so you don't come up short or have your house on the market an unnecessarily long time.